2 For additional information about Annual Percentage Rates (APRs), fees, and other costs, see the Summary of Credit Terms. Special Financing Details Purchases in which single or multiple items are purchased in the same transaction totaling at least $500.00 at Northern Tool will be refered to as 'Eligible Purchases' in your Summary of Credit Terms. We believe that everyone should have the access and knowledge to take their credit score into their own hands. That’s why we’re launching our Credit Score tool! You can now keep tabs on your credit score for free within TCCU Online and our mobile app. Here’s how it works. Try Credit Scorecard: Credit Scorecard is a simple and free way to check your FICO ® Score—and you don't have to be a Discover customer. Better still, this isn't just another “educational” score that many companies offer, because FICO ® is the score that’s used by 90% of top lenders. The Credit Score Simulator is an educational tool. Explore, adjust and ponder, but remember these are estimated outcomes and not predictions. The Credit Score Simulator starts with the information in your current TransUnion credit report and lets you explore how changes on your credit report could affect your score. Only available as part of TransUnion Credit Monitoring, the Credit Score Simulator tool shows you ways your current credit score would change based on future actions and events. Credit planning just got a whole lot more personalized.

Only available as part of TransUnion Credit Monitoring, the Credit Score Simulator tool shows you ways your current credit score would change based on future actions and events.

Credit Score Ratings Chart

Credit planning just got a whole lot more personalized.

Credit Score Tool

A key TransUnion Credit Monitoring feature, Credit Score Simulator helps you take the guesswork out of credit score changes — see how your own TransUnion credit score would change based on a variety of different future actions or events. With Credit Score Simulator, you won’t just know where your credit score stands, but also where it could go.